Charlotte Real Estate

1. It's FREE.  Most home buyers don't realize that they can hire a Realtor/Buyer's Agent for FREE.  So, you have nothing to lose, but everything to gain. 

2. As a Buyer's Agent, the Realtor will look out for your best interests throughout the entire home buying process.  Buying a home will probably be one of the largest purchases you'll make in your lifetime.  The Realtor is the only person in the entire transaction that you've hired to represent your best interests.  

3. Purchasing a home can be a scary process.  When you hire a Realtor, you no longer have to be scared.  The Realtor will be with you every step of the way to help you find your dream home, negotiate your contract, explain financing options, schedule your inspections, go over your closing documents, etc.

4. The Realtor can explain financing options to you and direct the best possible financing sources to you.  Most home buyers don't realize that they can buy a home with NO MONEY DOWN.  There are also down payment assistance programs available where the down payment assistance money does not have to be paid back. Please note that you're not required to use a mortgage company/bank that the Realtor refers to you.  You are welcome to use any company that you like.  However, the process tends to be smoother if you use a company that you know has good loan programs & good loan officers.  Since Realtors use mortgage companies & banks everyday, their knowledge and experience may be helpful in locating a good company.

5. If you have credit issues, you may be thinking "There's no way I can buy a home".  However, that's simply not true.  You just need to select a Realtor who specializes in helping credit-challenged buyers.  Realtors can explain how you can repair your credit.  Your credit can actually be repaired for FREE.  By the way, many people think their credit is bad, and it's really not.  Some loan programs don't require old collections/charge-offs to be paid off. 

6. A Realtor can provide you with complete and accurate information on any property on the market.  Realtors have access to thousands of properties.  Without a Realtor, you may not be able to find your dream home as easily.  Your Realtor can set up property searches for you, and help you quickly locate your dream home.

7. Once you've located the home that you want to buy, a Realtor will prepare a Comparative Market Analysis (CMA) for you.  A CMA has many, many benefits including the following: 

• It lists the homes that recently sold in the neighborhood  (shows the list price, sales price, days on market, etc) 


• It shows the average sales price for homes in the neighborhood + the price per square foot


• It shows you if the house you're buying is underpriced, overpriced, or priced just right  


• It will help you determine what price to offer    

8. Negotiate Your Contract - Realtors specialize in negotiating contracts.  Realtors will know how to negotiate the contract in your best interests.  For example, if you don't have any money to pay your closing costs or to pay for a Home Warranty, the Realtor can negotiate to get the seller to pay these items for you.  There are many other issues that a Realtor will negotiate for you including: the price, home inspection issues, termite inspection issues, earnest money deposits, property disclosure issues, cost of repair contingencies, down payment assistance, etc.